AmPro PA Plus

Accidents do happen...And they happen anytime, anywhere.

Invest in AmPro PA Plus - a complete plan that’s tailor-made to take care of your well being, whether you are at work, at play or on a vacation. With protection against accidental death, disability and hospitalization 24 hours a day anywhere in the world, you can rest assured that you will not be left in financial stress in the event of an unfortunate accident.

AmPro PA Plus offers you extensive coverage at affordable premium according to your different needs.

Accident Death Benefit

Comprehensive Coverage

In the event of accidental death, we will pay:

  • The Capital Sum insured in one lump sum
  • Advanced cash benefit equivalent to 10% of the Capital Sum insured as emergency cash to your named nominee. What’s more, if death occurs in the event of an accident whilst traveling as a fare paying passenger on any mode of public transport, we will pay double the Capital Sum Insured in one lump sum.

Permanent Disablement

Should an accident occur resulting in permanent disability, we will pay Capital Sum Insured in one lump sum. AmPro PA Plus also extends this coverage to include:

  • Cosmetic surgery up to RM5,000
  • The use of wheelchair up to RM500
  • Artificial limbs up to RM2,000

Medical Expenses and Traditional Treatment

AmPro PA Plus provides you reimbursement of expenses up to the maximum allowable per plan including hospital room and board, clinical, outpatient and surgical treatment.

  • Ambulance fees up to RM400 per accident
  • Sinseh/dukun traditional treatment up to RM400 per accident
  • Up to RM200 for the cost of medical report and post-mortem report

Easy Payment Plan

0% Easy Payment Plan - Exclusively to AmBank Credit Cardholders. You can now enjoy 0% Easy Payment Plan (EPP) for premium payment of RM200 and above per transaction.

Hospitalization Benefits

Apart from the medical expenses benefits, we will cover you for the following hospitalization benefits:

  • Daily cash allowance of RM200, up to a maximum of 7 days, is payable to you for each day of hospitalization (if hospitalized for more than 24 hours). Additional RM100 cash benefit a day is payable up to 5 days only if you are hospitalized in a government hospital.
  • Post hospitalization treatment allowance (within 31 days from discharge) up to RM1,500 in addition to all other benefits.
  • Payable up to RM100 (per accident) for reimbursement of public transport fare incurred by the Insured’s next of kin.

Weekly benefits

In the event of an accident resulting in temporary total/partial disablement and prevent you from attending to your work, we will pay a weekly benefit of RM100/RM50 per week up to a maximum of 104 weeks.

Funeral Expenses

We will also provide RM5,000 as funeral expenses in the event of accidental death.


RM2,000 lump sum cash benefits to bring back mortal remains to home country (Malaysia, Singapore or Brunei) in the event of Accidental Death.

Snatch Theft

Limit of RM300 per annum.

Personal Liability

Limit RM100,000 any one accident/any one period (Territorial Limit: Worldwide excluding USA/Canada). The Company will indemnify you in respect of accidental bodily injury and accidental property damage to a third party for which the Insured is legally liable as well as any cost and expenses incurred (with their written consent).

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Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.