Drive & Discover Malaysia Campaign

Terms and Conditions

1. Drive & Discover Malaysia Campaign (“the Campaign”) is organised by Liberty General Insurance Berhad (Registration No. 197801007153 (44191-P)) (“LGIB”).

2. The Customer shall read and understand these Terms and Conditions before participating.

  

Campaign Period

3. The Campaign shall commence from 1 July 2026 to 30 September 2026, both dates inclusive unless notified otherwise (“Campaign Period”). 

4. LGIB reserves the right to terminate the Campaign at any time without prior notice.

  

Eligibility

5. The Campaign is open to all new and existing customers (“the Customers”) who purchase any of the eligible Private Motor Insurance Products per Clause 6 and any of the add-on package as per Clause 7 below from LGIB or through any of LGIB’s authorised intermediaries including AmBank and UOB Bank branches or authorised dealerships.

6. The list of eligible Private Motor Comprehensive Insurance products (“Motor Insurance Products”) are as follows:

  • auto365 Comprehensive Plus 
  • auto365 Comprehensive Premier
  • auto365 Comprehensive Lite
  • Perodua Total Protect Plus 
  • Proton Insurance Program
  • Mercedes-Benz Protection – Star Protect
  • Mercedes-Benz Protection – Star Protect Plus
  • Honda Insurance Plus
  • InsureMyTesla
  • Chery Insurance Package
  • Isuzu Insurance Pro

7. The list of add-on package (“Add-On Package Plans”) are:

  • Private Car 365 Plan 
  • EV 365 Care Plan

8. This Campaign applies to new or renewal policies from Liberty, Kurnia and AmAssurance brand’s Motor Products issued by LGIB and the insurance premium of which is fully paid for the said policies during the Campaign Period, will automatically be eligible for entry into the Campaign.

9. Customers who are existing motor policyholders and who subsequently purchase only an Add-On Package plans in respect of their existing policy, without purchasing a new or renewed eligible Motor Insurance Products during the Campaign Period, shall not be entitled to any entry or benefit under this Campaign.

10. Any policy issued after the expiry of the Campaign Period is not eligible for the Campaign.

11. Employees of LGIB are not eligible to participate in this Campaign. 

  

Campaign Rewards

12. Each policy entitles the Participant up to three (3) entries in the Campaign, subject to a minimum total premium of RM600 per policy.

Product Purchase Entries to Campaign Draw
Motor Insurance Products 1
Motor Insurance Products + Add-On Package Plans

3

  

13. Once a policy or a Participant has won a prize, the policy or the Participant will no longer be eligible to be part of subsequent draws.

14. The Prizes for this Campaign are:

  Monthly Campaign Prizes Total giveaways over the Campaign Period
Grand Prizes

8 x Holiday Getaway Travel Voucher within Malaysia worth RM5,000 for the following destinations:

July 2026 - Langkawi

August 2026 - Penang

September 2026 - Kota Kinabalu

 24
Consolation Prizes 300 x RM100 Petrol e-Vouchers 900

  

15. The selection of Monthly Prize winners will be based on the total policies received at the end of the following month (“Campaign Monthly Selection”) during the Campaign Period:

Campaign Monthly Selection 1:     1 July – 31 July 2026; 

Campaign Monthly Selection 2:     1 August – 31 August 2026;

Campaign Monthly Selection 3:     1 September – 30 September 2026.

16. All entries are sorted randomly and the total number of entries are divided by the total number of prize giveaways, rounded down to the nearest whole number to get the shortlisted entries (i.e. 9,000 entries divided by 300 equals to 30, resulting in every 30th entry to be shortlisted: 30th, 60th, 90th, 120th, … , 9,000th).

17. The first three hundred (300) Customers who are shortlisted monthly based on the total number of entries during each Campaign Monthly Selection as per Clause 15 shall be shortlisted as the Monthly Consolation Prize winners (“Shortlisted Winners”) and will be required to perform the following steps to win the Consolation Prizes:

  • Verify their identity; and
  • Answer a simple question related to this Campaign correctly.

18. Subsequently, the next eight (8) Customers who are shortlisted monthly based on the total number of entries during the Monthly Grand Prize Selection per Clause 15 shall be shortlisted as the Monthly Grand Prize winners (“Shortlisted Winners”) and will be required to perform the following steps to win the Grand Prize:

  • Verify their identity; and
  • Answer a simple question related to this Campaign correctly.

19. The Shortlisted Winners will be contacted by Liberty Quality Assurance and Training team based on the contact information provided during the policy submission process.

20. Each confirmed winner shall provide accurate information of their mobile phone number and/or email address during the purchase of the Motor Insurance Products per Clause 6 and 7 above to receive the Prize. LGIB shall not be liable for any loss, damage or claim suffered or incurred by the confirmed winners due to the receipt and/or redemption of Prize by any third party, if the confirmed winners decide to provide any third party’s phone number and/or email address.

21. In the event LGIB is unable to contact the Shortlisted Winners after three (3) attempts (e.g. no reply, telephone number not in service, the answerer does not know the Shortlisted Winner) and/or failure of the Shortlisted Winner to answer the question correctly, LGIB reserves the right to replace Shortlisted Winner by shortlisting the next winner from the pool of total eligible Customers using the same process stated herein. LGIB shall not be held liable whatsoever in the event the Shortlisted Winner is not reachable for whatever reasons. 

22. All Shortlisted Winners who have been verified and have answered the question correctly will be deemed as confirmed winners and will be entitled to receive the prize (each for Consolation Prizes or Grand Prize respectively).

23. The confirmed winners will be announced and published on the Liberty and Kurnia Insurans Facebook page.

24. All prizes will be delivered to the confirmed winners within two (2) months of the confirmed winners’ announcement date per Clause 23 above.

25. All cost, fees and/or expenses incurred or to be incurred by the confirmed winners in relation to claiming the Campaign Prizes, which shall include but not limited to the cost for transportations, accommodation, meals, personal costs and/or any other costs, are the sole responsibility of the Prize Winners.

26. LGIB reserves the right, at its sole discretion to substitute any prize with another prize of similar value for any reason and without prior written notice.

27. The prizes are non-transferable to any other party or parties and are not exchangeable for other prizes, cash, or reward of similar value or any other alternatives under any circumstances.

28. The Grand Prize travel voucher is redeemable for air ticket, hotel accommodation, tour and travel package which is to be booked through the assigned travel agency. The travel package is valid for one (1) year from date of issuance, and the confirmed winner must travel within the validity period of the travel package. There will be no time extension to the validity of the travel voucher. Any additional cost exceeding the travel package amount will be borne by the confirmed winner, and unutilized amount of the package is non-refundable.

29. The Monthly Consolation Prizes (“e-Vouchers”) will be delivered to the confirmed winners via WhatsApp message or email address registered with LGIB during the purchase of insurance products. 

30. The RM100 Petrol e-Vouchers are non-transferable to any other party or parties and are not exchangeable for other items or vouchers in part or in full.

31. LGIB shall not be responsible for the activation of the e-Vouchers once it has been disbursed to the confirmed winners. The confirmed winners are responsible for redeeming the e-Vouchers within the prescribed validity period of the e-Vouchers. 

32. LGIB is not in any way endorsing, sanctioning, approving, or supporting the brand(s) or merchandise of the prizes. Any query and/or dispute on the usage of the prizes must be directed to and resolved directly with the respective vendors.

33. Venue and time of the prize giving will be announced from time to time.

34. LGIB reserves the right to postpone the predetermined Campaign Date and/or date and venue of the prize giving ceremony to a later date, which shall be notified by LGIB to the confirmed winners in case of any unforeseen circumstance. 

  

General Terms and Conditions of the Campaign 

35. By participating in this campaign, the Participants will be deemed to have read, understood and agreed to be bound by the terms and conditions as well as any additional terms and conditions stipulated by LGIB including LGIB’s decisions on all matters related thereto. (“Terms and Conditions”).

36. LGIB reserves the right to amend, modify, or revise these terms and conditions at any time, without giving prior notice and without incurring any liability. 

37. Any cancellation, termination, withdrawal or suspension of this Campaign by LGIB shall not entitle the Participants to any form of compensation, and LGIB shall not be held liable for any loss or damage (whether direct or indirect) suffered or incurred by the Participants as a result of such cancellation, termination, withdrawal or suspension.

38. LGIB reserves the right, at its sole discretion, to disqualify any confirmed winner or winners and/or withhold or revoke the prizes if the policy is found to have been cancelled prior to the disbursement of prizes. 

39. LGIB’s determination on all matters relating to this Campaign shall be final and conclusive. In the event of any inconsistency between these Terms and Conditions and any marketing or promotional materials relating to this Campaign, these Terms and Conditions shall prevail.

40. Where LGIB suspects that any of the Participants is committing and/or engaging in any form of unlawful and/or fraudulent activity for the purpose of participating in the Campaign, LGIB reserves the right to report such activity or suspicion to the police or relevant authorities.

41. LGIB advises the Participants to exercise reasonable caution when receiving phone calls and messages requesting personal information during and/or after the Campaign. Participants are encouraged to contact LGIB’s Customer Service directly for verification should they receive any suspicious communications related to the Campaign. 

42. By participating in this Campaign, the Participants hereby gives consent for their personal data and/or information to be collected, processed, used, disclosed, and retained in accordance with the Personal Data Protection Act (“PDPA”) 2010. For more information, please refer to our full Privacy Notice on www.libertyinsurance.com.my, www.kurnia.com or www.amassurance.com.my for further information.

43. For any queries regarding this Campaign, kindly contact our Liberty Customer Service at 1 300 888 990 for Liberty, 1 800 88 3833 for Kurnia or 1 800 88 6333 for AmAssurance.

44. The Terms and Conditions of the Campaign are governed by and construed under the laws of Malaysia.